/* PrestaVaros — bold fintech theme: navy #0F172A + green #22C55E */
:root{
  --navy:#0F172A; --navy2:#1E293B; --navy3:#334155;
  --green:#22C55E; --green-d:#16A34A; --green-l:#DCFCE7;
  --ink:#0F172A; --muted:#64748B; --line:#E2E8F0;
  --bg:#FFFFFF; --bg-alt:#F1F5F9;
  --r:16px; --shadow:0 10px 30px rgba(15,23,42,.10);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
img{max-width:100%;height:auto}
a{color:var(--green-d)}
.container{max-width:1140px;margin:0 auto;padding:0 20px}
.container.narrow{max-width:860px}
h1{font-size:2.1rem;line-height:1.15;font-weight:800;letter-spacing:-.02em;margin-bottom:14px}
h2{font-size:1.55rem;font-weight:800;letter-spacing:-.01em;margin:34px 0 14px}
h3{font-size:1.12rem;font-weight:700}
p{margin-bottom:12px}
.section{padding:52px 0}
.section.alt{background:var(--bg-alt)}
.text-block{max-width:860px}
.center-cta{text-align:center;margin-top:26px}
.all-loans-link{font-weight:700;color:var(--green-d);text-decoration:none;font-size:1.05rem}
.all-loans-link:hover{text-decoration:underline}
.verified-note{font-size:.85rem;color:var(--muted);margin-top:10px}
.formula-note{font-size:.85rem;color:var(--muted);margin-top:12px}
.useful-links{margin-top:28px;font-size:.95rem;color:var(--muted)}

/* ===== BUTTONS ===== */
.cta-btn{background:var(--green);color:#fff;border:none;border-radius:12px;padding:12px 22px;font-size:1rem;font-weight:700;cursor:pointer;transition:.15s;box-shadow:0 6px 18px rgba(34,197,94,.35)}
.cta-btn:hover{background:var(--green-d);transform:translateY(-1px)}
.cta-btn.big{padding:15px 34px;font-size:1.08rem}

/* ===== HEADER ===== */
.site-header{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08)}
.header-inner{display:flex;align-items:center;gap:26px;padding:14px 20px}
.logo{font-size:1.35rem;font-weight:800;color:#fff;text-decoration:none;letter-spacing:-.02em}
.logo span{color:var(--green)}
.main-nav{display:flex;gap:22px;margin-left:12px}
.nav-link{color:#CBD5E1;text-decoration:none;font-weight:600;font-size:.95rem}
.nav-link:hover{color:#fff}
.header-actions{margin-left:auto}
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:6px}
.hamburger span{display:block;width:24px;height:2px;background:#fff;margin:5px 0}
.mobile-menu{display:none;flex-direction:column;gap:4px;padding:12px 20px 18px;background:var(--navy2)}
.mobile-menu a{color:#E2E8F0;text-decoration:none;padding:9px 4px;font-weight:600}
.mobile-menu .cta-btn{margin-top:10px}

/* ===== HERO ===== */
.hero{background:radial-gradient(1200px 500px at 80% -10%,rgba(34,197,94,.22),transparent 60%),var(--navy);color:#fff;padding:56px 0 60px}
.hero-inner{display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:center}
.promo-badge{display:inline-block;background:rgba(34,197,94,.16);border:1px solid rgba(34,197,94,.5);color:#86EFAC;font-weight:700;font-size:.85rem;border-radius:999px;padding:6px 14px;margin-bottom:16px}
.hero h1{font-size:2.9rem;color:#fff}
.hero-sub{color:#CBD5E1;font-size:1.13rem;margin:14px 0 18px}
.hero-points{list-style:none}
.hero-points li{color:#E2E8F0;font-weight:600;margin-bottom:8px}
.hero-form-card{background:#fff;color:var(--ink);border-radius:var(--r);padding:28px;box-shadow:var(--shadow)}
.hero-form-card h2{font-size:1.3rem;margin:0 0 6px}
.hero-form-sub{color:var(--muted);font-size:.95rem}

/* ===== PHONE FORM ===== */
.phone-form label{display:block;font-weight:700;font-size:.92rem;margin:14px 0 6px}
.phone-input-wrap{display:flex;align-items:center;border:2px solid var(--line);border-radius:12px;overflow:hidden;background:#fff}
.phone-input-wrap:focus-within{border-color:var(--green)}
.phone-prefix{padding:12px 10px 12px 14px;font-weight:700;color:var(--muted);background:var(--bg-alt)}
.phone-input-wrap input{flex:1;border:none;outline:none;padding:12px 12px;font-size:1.05rem}
.phone-form .cta-btn{width:100%;margin-top:14px}
.phone-privacy{font-size:.78rem;color:var(--muted);margin:12px 0 0}

/* ===== CALCULATOR ===== */
.calc-wrap{max-width:640px;margin:0 auto}
.calc-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--shadow)}
.calc-card.compact{padding:20px;box-shadow:none;border:1px solid var(--line)}
.calc-title{font-size:1.25rem;margin-bottom:18px}
.calc-field{margin-bottom:18px}
.calc-field label{display:block;font-weight:700;font-size:.92rem;margin-bottom:8px}
.range-row{display:flex;align-items:center;gap:14px}
.range-row input[type=range]{flex:1;-webkit-appearance:none;appearance:none;height:8px;border-radius:99px;background:var(--line);outline:none}
.range-row input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--green);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 8px rgba(15,23,42,.3)}
.range-row span{font-weight:800;min-width:110px;text-align:right;font-size:1.02rem}
.range-minmax{display:flex;justify-content:space-between;font-size:.8rem;color:var(--muted);margin-top:4px}
.promo-check{display:flex;align-items:center;gap:8px;font-size:.9rem;font-weight:600;background:var(--green-l);border-radius:10px;padding:10px 12px;margin:6px 0 14px}
.promo-check input{width:18px;height:18px;accent-color:var(--green-d)}
.calc-results{border-top:1px dashed var(--line);margin-top:12px;padding-top:14px}
.cr-row{display:flex;justify-content:space-between;align-items:baseline;padding:5px 0;font-size:.98rem}
.cr-row span{color:var(--muted)}
.cr-row strong{font-size:1.02rem}
.cr-main strong{font-size:1.15rem;color:var(--green-d)}
.cr-cat{font-size:.85rem}
.cr-cat strong{color:var(--navy3)}
.calc-cta{width:100%;margin-top:16px}
.calc-note{font-size:.78rem;color:var(--muted);margin:14px 0 0}

/* ===== STEPS ===== */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:22px}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative}
.section.alt .step{background:#fff}
.step-num{width:38px;height:38px;border-radius:50%;background:var(--green);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:12px;font-size:1.05rem}
.step h3{margin-bottom:6px}
.step p{color:var(--muted);font-size:.93rem;margin:0}
.steps-list{padding-left:22px}
.steps-list li{margin-bottom:10px}

/* ===== WHY / EVEN ===== */
.why-list{list-style:none;max-width:860px}
.why-list li{padding:12px 0 12px 38px;position:relative;border-bottom:1px solid var(--line);font-weight:600}
.why-list li:before{content:"✔";position:absolute;left:6px;color:var(--green-d);font-weight:800}
.trust-strip{margin-top:24px;background:var(--navy);color:#A7F3D0;border-radius:12px;padding:14px 18px;font-size:.9rem;font-weight:600}
.even-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:20px}
.even-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;text-align:center}
.even-ico{font-size:1.9rem;display:block;margin-bottom:10px}
.even-card h3{font-size:1rem}
.even-note{margin-top:16px;color:var(--muted);font-size:.92rem}

/* ===== CARDS (home intents) ===== */
.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px;margin-top:22px}
.vcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--ink);transition:.15s}
.vcard:hover{border-color:var(--green);box-shadow:var(--shadow);transform:translateY(-2px)}
.vcard-ico{font-size:1.6rem}
.vcard-title{font-weight:800;margin:8px 0 6px}
.vcard-desc{color:var(--muted);font-size:.9rem;flex:1}
.vcard-more{color:var(--green-d);font-weight:700;font-size:.88rem;margin-top:12px}

/* ===== TABLES ===== */
.char-tbl,.cond-tbl{width:100%;border-collapse:collapse;margin:14px 0 6px;background:#fff;border-radius:12px;overflow:hidden;border:1px solid var(--line)}
.char-tbl td,.cond-tbl td{padding:12px 16px;border-bottom:1px solid var(--line);font-size:.95rem;vertical-align:top}
.char-tbl td:first-child,.cond-tbl td:first-child{font-weight:700;width:38%;color:var(--navy3)}
.char-tbl tr:last-child td,.cond-tbl tr:last-child td{border-bottom:none}
.warn-list{padding-left:22px}
.warn-list li{margin-bottom:12px;font-size:.95rem}

/* ===== INTENT PAGES ===== */
.layout-2col{display:grid;grid-template-columns:1fr 330px;gap:40px;align-items:start;padding-top:36px;padding-bottom:52px}
.page-head h1{font-size:1.9rem}
.intro{font-size:1.06rem;color:#334155}
.ctx-links{font-size:.92rem;color:var(--muted);background:var(--bg-alt);border-radius:10px;padding:12px 14px;margin:16px 0}
.req-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:14px}
.req-item{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;font-weight:700;font-size:.9rem;text-align:center}
.req-item span{display:block;font-size:1.5rem;margin-bottom:6px}
.adv-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:14px}
.adv-item{background:var(--bg-alt);border-radius:12px;padding:18px}
.adv-item h3{font-size:1rem;margin-bottom:6px}
.adv-item p{color:var(--muted);font-size:.9rem;margin:0}
.legal-box{background:#FEF9C3;border:1px solid #FDE047;border-radius:12px;padding:16px 18px;font-size:.92rem;margin:24px 0}
.closing{font-weight:600;margin-top:24px}
.sidebar{position:relative}
.sidebar-sticky{position:sticky;top:86px}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff;overflow:hidden}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:12px;background:none;border:none;text-align:left;padding:16px 18px;font-size:1rem;font-weight:700;cursor:pointer;color:var(--ink)}
.faq-arrow{color:var(--green-d);transition:.2s}
.faq-item.open .faq-arrow{transform:rotate(180deg)}
.faq-a{display:none;padding:0 18px 16px;color:#334155;font-size:.95rem}
.faq-item.open .faq-a{display:block}

/* ===== PARTNERS ===== */
.partners-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:18px 0}
.partner-slot{background:var(--bg-alt);border:2px dashed var(--line);border-radius:var(--r);padding:26px;text-align:center;color:var(--muted)}
.partner-slot h3{color:var(--navy3);margin-bottom:6px}
.partner-slot p{font-size:.88rem;margin:0}
.partner-ico{font-size:1.8rem;display:block;margin-bottom:8px}
.doc-list{padding-left:22px;margin-bottom:8px}
.doc-list li{margin-bottom:8px}

/* ===== PAGE CONTENT (trust/legal) ===== */
.page-content{padding:44px 0 56px}
.page-content h1{margin-bottom:10px}

/* ===== MODAL ===== */
.modal-overlay{display:none;position:fixed;inset:0;background:rgba(15,23,42,.62);z-index:100;align-items:center;justify-content:center;padding:20px}
.modal-overlay.show{display:flex}
.modal{background:#fff;border-radius:var(--r);max-width:440px;width:100%;padding:30px;position:relative;box-shadow:0 24px 64px rgba(0,0,0,.3)}
.modal h3{font-size:1.25rem;margin-bottom:6px}
.modal-sub{color:var(--muted);font-size:.93rem}
.modal-close{position:absolute;top:10px;right:14px;background:none;border:none;font-size:1.7rem;cursor:pointer;color:var(--muted)}
.modal-success{text-align:center;padding:12px 0}
.modal-success .ok-ico{font-size:2.6rem;display:block;margin-bottom:8px}
.modal-success h3{margin-bottom:6px}
.modal-success p{color:var(--muted);font-size:.93rem}
.offers-grid{display:grid;gap:12px;margin-top:18px;text-align:left}
.offer-card{border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.offer-card h4{font-size:1rem;margin-bottom:4px}
.offer-card p{font-size:.85rem;color:var(--muted);margin:0 0 8px}
.offer-card a{display:inline-block;background:var(--green);color:#fff;border-radius:9px;padding:8px 16px;font-weight:700;font-size:.88rem;text-decoration:none}
.spinner{width:34px;height:34px;border:4px solid var(--line);border-top-color:var(--green);border-radius:50%;margin:18px auto;animation:spin .9s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}

/* ===== STICKY CTA ===== */
.sticky-cta{position:fixed;bottom:18px;left:50%;transform:translateX(-50%);z-index:60;display:none;box-shadow:0 10px 30px rgba(34,197,94,.45)}

/* ===== FOOTER ===== */
.site-footer{background:var(--navy);color:#94A3B8;padding:48px 0 30px;margin-top:20px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:34px}
.f-col h4{color:#fff;font-size:1rem;margin-bottom:12px}
.f-col ul{list-style:none;columns:1}
.f-loans{columns:2;column-gap:24px}
.f-col li{margin-bottom:7px;break-inside:avoid}
.f-col a{color:#94A3B8;text-decoration:none;font-size:.88rem}
.f-col a:hover{color:#fff}
.f-contact{margin-top:14px;font-size:.88rem}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:34px;padding-top:22px}
.trust-line{color:#86EFAC;font-weight:600;font-size:.9rem}
.footer-bottom p{font-size:.8rem;color:#94A3B8}

/* ===== PILL GRID ===== */
.pill-grid{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.pill-grid a{background:var(--bg-alt);border:1px solid var(--line);border-radius:999px;padding:8px 16px;text-decoration:none;color:var(--ink);font-size:.88rem;font-weight:600}
.pill-grid a:hover{border-color:var(--green);color:var(--green-d)}
.related-grid{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.related-grid a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;text-decoration:none;color:var(--navy3);font-size:.85rem;font-weight:600}
.related-grid a:hover{border-color:var(--green)}

/* ===== RESPONSIVE ===== */
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:30px}
  .hero h1{font-size:2.3rem}
  .layout-2col{grid-template-columns:1fr}
  .sidebar{order:-1}
  .sidebar-sticky{position:static}
  .footer-grid{grid-template-columns:1fr 1fr}
  .steps-grid{grid-template-columns:1fr}
  .even-grid{grid-template-columns:1fr}
  .partners-grid{grid-template-columns:1fr}
  .req-grid{grid-template-columns:repeat(2,1fr)}
  .adv-grid{grid-template-columns:1fr}
  .main-nav,.header-actions{display:none}
  .hamburger{display:block;margin-left:auto}
  .mobile-menu.show{display:flex}
  .sticky-cta{display:block}
  .f-loans{columns:1}
}
@media(min-width:961px){
  .mobile-menu{display:none!important}
}